What is it:
This policy is specifically for breeding stallions and pays the owner the value of the stallion if he becomes permanently infertile due to an accident, a sickness, or a disease.
What is covered:
This endorsement pays the value of the stallion if he becomes permanently infertile as a result of an accident, illness or disease sustained or contracted during the policy period.
Requirements:
A satisfactory vet exam stating that the stallion’s genitalia has been palpated normal. This endorsement is only available in conjunction with an equine full mortality policy.
Examples:
You have an AS&D policy on your $35,000 breeding stallion. You are pen breeding him to a mare when she kicks him in the genitals, rendering him infertile. You call your insurance agent and report the accident. The policy pays his value of $35,000.
You have a $15,000 breeding stallion that you put an AS&D policy on. You have a large band of 30 mares he is turned out with. From one of the mares, he contracts a sexually transmitted disease that makes him infertile. You call your insurance agent and report the incident. The policy pays his value of $15,000.
Examples are for information purposes only. Every case is unique. Contact an agent for details. (801) 389-7014
Cost:
The cost of coverage is usually 0.50% of the stallion’s value.